Personal Loans

Turn your dreams into plans with our Personal Loan options. Qualify for personal loans of up to R350 000.

Need a loan? We can help!

A Personal Loan can be used for whatever you please. Personal loans are unsecured which means that you do not have to sign over any of your assets for security to qualify for this loan. These loans are paid directly into your bank account and the monthly instalment will be debited on your salary date from the same account that the funds were paid into. All loans are granted in accordance with the National Credit Act (NCA) guidelines to ensure that there is no reckless lending and that the loans are only paid out to those individuals that can afford the monthly instalment.

The criteria for Personal loans:

  • Must be 18 years of age or older, but not older than 64 years old.
  • Proof of at least 6 months employment.
  • Valid South African green bar-coded ID book.
  • Most banks require the three months bank statement with 3 consecutive salaries reflecting.
  • Your latest payslip.
  • Salary payments must be made electronically. Cash deposits, ATM deposits/ transfer and cellphone transfers are not accepted.

*No fees to be charged for any loan application submitted through First Federal Investments