Personal Loans

Need a loan? We can help!

Step 1 of 4 - Get a Loan

Hidden
Loan Type*
Loan amt: 250-3,000 over 1 month
Loan amt: 1,500-8,000; Term: 2-6 months
Loan amt: 3,000-350,000; Term: 12-84 months
Loan Size*
Please enter a number from 250 to 3000.
Term*
Please enter a number from 1 to 1.
Initiation fee
Total repayment
Loan Size*
Please enter a number from 1500 to 8000.
Term*
Please enter a number from 2 to 6.
Interest Rate*
Please enter a number from 0 to 50.
Initiation Fee (excl VAT)
Initiation Fee
Installment (excl CLI)
CLI
Installment (incl CLI)
Total interest (excl CLI)
Total loan repayment (incl interest; excl CLI)
Loan Size*
Please enter a number from 3000 to 350000.
Term*
Please enter a number from 12 to 84.
Interest Rate*
Please enter a number from 0 to 50.
Initiation Fee (excl VAT)
Initiation Fee (excl VAT)
Initiation Fee
Installment (excl CLI)
CLI
CLI
CLI
Installment (incl CLI)
Total interest (excl CLI)
Total loan repayment (incl interest; excl CLI)

Please note
In order to apply for this product you will need to send us copies of certain documents. If you don't have copies of these documents with you right now don't worry, you can send them to us within 5 days of completing this application. You will require the following documents:
- ID Document
- Proof of residence
- Latest payslip
- Bank statements - last 3 months
We need your consent
- I give permission to First Federal Investments to use my details to perform a credit assessment and verification
- First Federal Investments may share information regarding my credit worthiness and score to third parties in accordance with the Privacy Policy
- I have read and accept the Personal Client Agreement
Disclaimer*
- I acknowledge that I have read and accept the above.
Tell us a bit more about yourself
Are you receiving debt counselling, do you have a pending debt review application or are you insolvent?*
- Yes
- No
Please note Unfortunately you cannot apply for a personal loan. We cannot offer you a personal loan, as you do not currently meet our minimum requirements.
Have you ever been insolvent or under debt review?*
- Yes
- No
Were you insolvent or under debt review?*
- I was insolvent
- I was under debt review
Insolvency rehabilitation date*
DD slash MM slash YYYY
Debt review clearance date*
DD slash MM slash YYYY

ID Number*
Title*
Name*
First Name Surname
Cell Number*
Other Number
Email*
Address*
Physical Address Suburb City Postal Code

Gross Salary*
Nett Salary*
Bank*
Employer Name*
Employment Date*
DD slash MM slash YYYY
Loan Amount
Loan Period

A Personal Loan can be used for whatever you please. Personal loans are unsecured which means that you do not have to sign over any of your assets for security to qualify for this loan. These loans are paid directly into your bank account and the monthly instalment will be debited on your salary date from the same account that the funds were paid into. All loans are granted in accordance with the National Credit Act (NCA) guidelines to ensure that there is no reckless lending and that the loans are only paid out to those individuals that can afford the monthly instalment.

The criteria for Personal loans:

Must be 18 years of age or older, but not older than 64 years old.
Proof of at least 6 months employment.
Valid South African green bar-coded ID book.
Most banks require the three months bank statement with 3 consecutive salaries reflecting.
Your latest payslip.
Salary payments must be made electronically. Cash deposits, ATM deposits/ transfer and cellphone transfers are not accepted.

*No fees to be charged for any loan application submitted through First Federal Investments

Need a loan? We can help!

Step 1 of 4 - Get a Loan

Please note

We need your consent

Tell us a bit more about yourself