Personal finance

Personal loans,
made clearer.

Turn plans into progress with a personal finance journey built around clarity, responsible lending and personal support.

Start your application
Responsible financeBuilt around affordability

Every application is assessed by the relevant financial provider according to the applicant’s individual credit profile and affordability.

What is a personal loan?

Finance for the things that matter to you.

A personal loan may be used for a range of personal needs. Because the loan is unsecured, you do not need to provide an asset as security.

Approved funds are paid into your bank account and the monthly instalment is generally collected from that account on your agreed payment date.

All loans are granted in accordance with the National Credit Act and remain subject to the relevant financial provider’s approval criteria.

A clearer journey

How the application works

We help guide you through the process while the relevant financial provider completes the required affordability and credit assessment.

01

Tell us what you need

Complete the application and provide accurate personal, employment and financial information.

02

Application assessment

Your information is assessed according to affordability, responsible-lending requirements and provider criteria.

03

Review your offer

If approved, carefully review the quotation, interest rate, fees, instalment and repayment term before accepting.

Good to know

Clear information before you commit.

No fees are charged for submitting a loan application through First Federal Investments.

Approval, loan value, interest rate and repayment term are determined by the financial provider following its assessment. Never accept a credit agreement unless you understand the full cost and are comfortable that the repayments are affordable.

Application

Apply for a personal loan

Insert the existing approved First Federal loan application form or form shortcode in the area below.

DELETE THIS MESSAGE AND INSERT THE EXISTING LOAN APPLICATION FORM OR SHORTCODE HERE